Thats almost to a T the same lease agreement we have. I added the fog lights that didnt come standard with this model that pushed it up just a little. I couldnt pass this up at that monthly payment. As of now anyway, we plan to buy it out after the 3 years at an agreed on price of around 13K But then again who knows what 2019-20 Civics may look like. For our situation a lease was practical at this particular time.I just picked up a new 2016 Civic EX-T on a 3 year 12k mile lease for $0 down other than 1st month, DMV and taxes of the 3 years. $224/month. Thats the lowest I've heard of so far. I'm in the NYC area. Hope everyone can use this to set the bar of what to expect.