Very logical answers, and financially sensible. I appreciate your responses. Yes, just before my 2011 Civic LX 3 year factory warranty expired, I bought a 6 year/80,000 miles warranty from AAA insurance services who deal with IWS insurance for $1350 (pro-rated refund would be given to me if I traded in). It is bumper to bumper, no deductible. That covers mechanical coverage until March, 2020. It's the same warranty insurance most of the credit unions sell. Still on the original tires that came with the car, and have some more life on them.Car is garaged, and waxed every 2-3 months (live in Florida). Financially, at age 66, better off without debt, never know what could happen. It's just that the new technology/safety is so great. Thanks!!!!!